Equipment Financing
Purchase or lease trucks, lifts, machinery and commercial equipment with the asset itself as collateral - preserving your working capital for operations.
Why equipment financing works
- Finance trucks, lifts, machinery and commercial equipment.
- Use the asset itself as collateral - easier on your credit.
- Buy or lease, new or used, with predictable monthly payments.
- Preserve cash and borrowing capacity for operations.
Basic requirements
- Operating in the United States
- 6+ months time in business
- $15,000+ in monthly revenue
- Revenue deposited in a business bank account
- A credit score of 500+
Applying takes about two minutes and won't affect your credit score.
See if you qualifyHow funding happens
Tell us about your business
A 2-minute application. Tell us your industry, what you need funding for, and a few basics. No impact on your credit.
Get matched
We match your profile against a network of funding partners who actually fund businesses like yours - instead of a one-size-fits-all bank form.
Review your options
Compare real funding offers side by side with a dedicated specialist who knows dealers, fleets and equipment - not a call-center script.
Get funded
Accept the offer that fits and get funds where they need to be - often in days, so your business keeps moving.
Common questions
Still have questions about equipment financing? Start an application and a specialist will walk you through it.
Apply NowNew or used trucks, lifts, machinery and business-critical tools - the asset you buy serves as collateral, so you preserve working capital for operations.
Yes. Both new and used equipment can be financed; terms and rates vary with the age, type and resale value of the asset.
It can be either - a loan to own the equipment outright, or a lease with lower payments and end-of-term options. We match you to whichever fits your cash flow and tax picture.
Submitting an application to explore your options does not affect your credit score. A hard credit pull only happens later, with your consent, if you move forward with a specific offer.
No. Dealerun is a financing marketplace - we match you with a network of independent funding partners and help you compare offers. Final rates and terms come from those partners and are subject to approval.