Equipment Financing
Purchase or lease trucks, lifts, machinery and commercial equipment with the asset itself as collateral - preserving your working capital for operations.
Why equipment financing works
- Finance trucks, lifts, machinery and commercial equipment.
- Use the asset itself as collateral - easier on your credit.
- Buy or lease, new or used, with predictable monthly payments.
- Preserve cash and borrowing capacity for operations.
Basic requirements
- Operating in the United States
- 6+ months time in business
- $15,000+ in monthly revenue
- Revenue deposited in a business bank account
- A credit score of 500+
Applying takes about two minutes and won't affect your credit score.
See if you qualifyHow funding happens
Tell us about your business
A 2-minute application. Tell us your industry, what you need funding for, and a few basics. No impact on your credit.
Get matched
We match your profile against a network of funding partners who actually fund businesses like yours - instead of a one-size-fits-all bank form.
Review your options
Compare real funding offers side by side with a dedicated specialist who knows dealers, fleets and equipment - not a call-center script.
Get funded
Accept the offer that fits and get funds where they need to be - often in days, so your business keeps moving.
Common questions
Still have questions about equipment financing? Start an application and a specialist will walk you through it.
Apply NowWe focus on dealers, trucking companies, fleet operators, auto repair shops and equipment-based businesses. If your business runs on inventory, vehicles or equipment, you're in the right place.
No. Dealerun is a financing marketplace. We match you with a network of independent funding partners and help you compare offers - final rates and terms come from those partners and are subject to approval.
Submitting an application to explore your options does not affect your credit score. A hard credit pull only happens later, with your consent, if you move forward with a specific offer.
It depends on your industry, revenue and the product. Working capital can start around $10K, while floor plan and inventory lines can reach several million dollars.
Some products - like working capital and invoice factoring - can fund in as little as 1-3 business days. Equipment and floor plan financing typically take a bit longer depending on documentation.
Just the basics to start: your business name, industry, time in business, monthly revenue and how much you're looking for. Your specialist will let you know if anything else is needed - usually a few months of business bank statements and a government-issued ID.
Many of our funding partners work with scores starting around 500. Products like invoice factoring and equipment financing lean less on your personal credit, because they're backed by your invoices or the equipment itself - so a lower score doesn't automatically rule you out.
Yes. From a single owner-operator to a growing fleet, we match trucking businesses with equipment financing, working capital and same-week invoice factoring built around freight cycles - not a generic bank form.
Often, yes. We look at the overall health of your business - revenue, time in business and the asset you're financing - not just a credit score. That's the whole point of matching you to the right partner instead of a one-size-fits-all bank.
Most of our products are flexible: inventory and floor plan, buying vehicles or equipment, repairs, fuel, payroll, expansion or smoothing out cash flow. A few are purpose-specific - equipment financing funds equipment, and a floor plan line is for vehicle inventory.
Most funding partners look for at least 6 months in business and around $15,000+ in monthly revenue. If you're newer than that, reach out anyway - we'll tell you honestly whether there's a fit or what to come back with.
Yes. We only share your application with the funding partners matched to your profile, with your consent, and we hold your information to strict security standards. We never sell your personal information.