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Towing & Recovery

Financing for towing & recovery

Flatbeds, wreckers and wheel-lifts - commercial vehicle financing and working capital to add trucks and run 24/7.

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Tow truck purchaseFleet expansionRepairs & fuelWorking capital
Towing & Recovery financing
Towing & Recovery
Best-fit funding

Funding built for towing & recovery

These products fit how towing & recovery actually earn and spend. One application matches you to the right one.

$15K - $3M

Commercial Vehicle Financing

Financing for box trucks, vans, tow trucks, trailers and service vehicles - for purchases, refinances and fleet expansion.

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$10K - $2M

Equipment Financing

Purchase or lease trucks, lifts, machinery and commercial equipment with the asset itself as collateral - preserving your working capital for operations.

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$10K - $1M

Working Capital

Flexible funding for day-to-day operations - payroll, fuel, parts, rent and seasonal swings - so the business keeps running between bigger payments.

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What you can do with funding

  • Buy and replace vehicles and equipment to meet demand.
  • Stock more inventory and buy at auction without tying up cash.
  • Keep everything running - avoid costly downtime and breakdowns.
  • Cover fuel, repairs, parts and payroll between bigger payments.
  • Invest in tools, software and people to run leaner and grow.

How to qualify

Most funding partners look for these basics. Criteria can vary by product and partner.

  • Operating in the United States
  • 6+ months time in business
  • $15,000+ in monthly revenue
  • Revenue deposited in a business bank account
  • A credit score of 500+
See if you qualify
Honest take

Is financing a good fit?

Pros

  • Finance new and used trucks, vans and trailers to meet growing demand.
  • Stock more dealer inventory without tying up your own cash.
  • Cover fuel, repairs, parts and payroll without disrupting operations.
  • Access funds fast for breakdowns, auctions or sudden opportunities.

Keep in mind

  • Some equipment and vehicle purchases require a 5-25% down payment, depending on credit.
  • Faster funding can cost more than a traditional bank loan - so it's best used to grow or seize an opportunity, not as a last resort.

Guides & insights

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Towing Company Cash Flow: Getting Paid on Rotations & Insurance

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FAQ

Common questions

Have a question about funding for towing & recovery? Apply and a specialist will help - with no impact on your credit.

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Tow trucks - wreckers, flatbeds and rotators - through commercial vehicle financing, plus working capital for fuel, repairs and payroll.

Yes. New and used tow trucks can be financed, with terms based on the truck's age, mileage and value.

Often yes - because the truck secures the financing, approvals are possible across a range of credit profiles and business ages.

Submitting an application to explore your options does not affect your credit score. A hard credit pull only happens later, with your consent, if you move forward with a specific offer.

No. Dealerun is a financing marketplace - we match you with a network of independent funding partners and help you compare offers. Final rates and terms come from those partners and are subject to approval.