Inventory Financing
Capital secured against the inventory you buy and sell - so you can take on more units, buy at auction, and never miss a deal because cash is tied up.
Why inventory financing works
- Stock more units than your cash alone would allow.
- Buy at auction and restock without waiting on sales.
- Pay down the line as inventory sells - your turn rate sets the pace.
- Keep working capital free for marketing, recon and payroll.
Basic requirements
- Operating in the United States
- 6+ months time in business
- $15,000+ in monthly revenue
- Revenue deposited in a business bank account
- A credit score of 500+
Applying takes about two minutes and won't affect your credit score.
See if you qualifyHow funding happens
Tell us about your business
A 2-minute application. Tell us your industry, what you need funding for, and a few basics. No impact on your credit.
Get matched
We match your profile against a network of funding partners who actually fund businesses like yours - instead of a one-size-fits-all bank form.
Review your options
Compare real funding offers side by side with a dedicated specialist who knows dealers, fleets and equipment - not a call-center script.
Get funded
Accept the offer that fits and get funds where they need to be - often in days, so your business keeps moving.
Common questions
Still have questions about inventory financing? Start an application and a specialist will walk you through it.
Apply NowIt funds the stock you buy to resell - vehicles, parts or equipment - so you can carry more units and buy at auction without tying up your own cash. The inventory itself secures the line.
A term loan is a lump sum repaid on a fixed schedule. Inventory financing is a revolving line tied to what you stock, so you draw as you buy and pay down as you sell.
Lines typically run from $25K to $5M, sized to your sales volume, turn rate and the value of the inventory you carry.
Submitting an application to explore your options does not affect your credit score. A hard credit pull only happens later, with your consent, if you move forward with a specific offer.
No. Dealerun is a financing marketplace - we match you with a network of independent funding partners and help you compare offers. Final rates and terms come from those partners and are subject to approval.