Invoice Factoring
Turn unpaid invoices into immediate cash. Especially powerful for trucking and logistics businesses waiting on freight or B2B payments.
Why invoice factoring works
- Turn unpaid invoices into cash today, not in 30 to 60 days.
- Advance up to 95% of each invoice, often within a day.
- Especially powerful for trucking, freight and B2B services.
- Grow without your cash being tied up in receivables.
Basic requirements
- Operating in the United States
- 6+ months time in business
- $15,000+ in monthly revenue
- Revenue deposited in a business bank account
- A credit score of 500+
Applying takes about two minutes and won't affect your credit score.
See if you qualifyHow funding happens
Tell us about your business
A 2-minute application. Tell us your industry, what you need funding for, and a few basics. No impact on your credit.
Get matched
We match your profile against a network of funding partners who actually fund businesses like yours - instead of a one-size-fits-all bank form.
Review your options
Compare real funding offers side by side with a dedicated specialist who knows dealers, fleets and equipment - not a call-center script.
Get funded
Accept the offer that fits and get funds where they need to be - often in days, so your business keeps moving.
Common questions
Still have questions about invoice factoring? Start an application and a specialist will walk you through it.
Apply NowYou sell unpaid B2B or freight invoices to a factoring partner for most of their value up front; the partner collects from your customer - turning 30-90 day terms into same-week cash.
No. Factoring advances cash against invoices you have already earned, so it is not debt on your balance sheet the way a loan is.
Trucking and freight carriers, staffing firms and other B2B businesses that invoice on terms and need to close the cash-flow gap while waiting to get paid.
Submitting an application to explore your options does not affect your credit score. A hard credit pull only happens later, with your consent, if you move forward with a specific offer.
No. Dealerun is a financing marketplace - we match you with a network of independent funding partners and help you compare offers. Final rates and terms come from those partners and are subject to approval.