Financing for trucking
From a single rig to a growing fleet - equipment financing, fuel, repairs and same-day invoice factoring.
TruckingFunding built for trucking
These products fit how trucking actually earn and spend. One application matches you to the right one.
What you can do with funding
- Buy and replace vehicles and equipment to meet demand.
- Stock more inventory and buy at auction without tying up cash.
- Keep everything running - avoid costly downtime and breakdowns.
- Cover fuel, repairs, parts and payroll between bigger payments.
- Invest in tools, software and people to run leaner and grow.
How to qualify
Most funding partners look for these basics. Criteria can vary by product and partner.
- Operating in the United States
- 6+ months time in business
- $15,000+ in monthly revenue
- Revenue deposited in a business bank account
- A credit score of 500+
Is financing a good fit?
Pros
- Finance new and used trucks, vans and trailers to meet growing demand.
- Stock more dealer inventory without tying up your own cash.
- Cover fuel, repairs, parts and payroll without disrupting operations.
- Access funds fast for breakdowns, auctions or sudden opportunities.
Keep in mind
- Some equipment and vehicle purchases require a 5-25% down payment, depending on credit.
- Faster funding can cost more than a traditional bank loan - so it's best used to grow or seize an opportunity, not as a last resort.
Common questions
Have a question about funding for trucking? Apply and a specialist will help - with no impact on your credit.
Apply NowWe focus on dealers, trucking companies, fleet operators, auto repair shops and equipment-based businesses. If your business runs on inventory, vehicles or equipment, you're in the right place.
No. Dealerun is a financing marketplace. We match you with a network of independent funding partners and help you compare offers - final rates and terms come from those partners and are subject to approval.
Submitting an application to explore your options does not affect your credit score. A hard credit pull only happens later, with your consent, if you move forward with a specific offer.
It depends on your industry, revenue and the product. Working capital can start around $10K, while floor plan and inventory lines can reach several million dollars.
Some products - like working capital and invoice factoring - can fund in as little as 1-3 business days. Equipment and floor plan financing typically take a bit longer depending on documentation.
Just the basics to start: your business name, industry, time in business, monthly revenue and how much you're looking for. Your specialist will let you know if anything else is needed - usually a few months of business bank statements and a government-issued ID.
Many of our funding partners work with scores starting around 500. Products like invoice factoring and equipment financing lean less on your personal credit, because they're backed by your invoices or the equipment itself - so a lower score doesn't automatically rule you out.
Yes. From a single owner-operator to a growing fleet, we match trucking businesses with equipment financing, working capital and same-week invoice factoring built around freight cycles - not a generic bank form.
Often, yes. We look at the overall health of your business - revenue, time in business and the asset you're financing - not just a credit score. That's the whole point of matching you to the right partner instead of a one-size-fits-all bank.
Most of our products are flexible: inventory and floor plan, buying vehicles or equipment, repairs, fuel, payroll, expansion or smoothing out cash flow. A few are purpose-specific - equipment financing funds equipment, and a floor plan line is for vehicle inventory.
Most funding partners look for at least 6 months in business and around $15,000+ in monthly revenue. If you're newer than that, reach out anyway - we'll tell you honestly whether there's a fit or what to come back with.
Yes. We only share your application with the funding partners matched to your profile, with your consent, and we hold your information to strict security standards. We never sell your personal information.