Financing for trucking
From a single rig to a growing fleet - equipment financing, fuel, repairs and same-day invoice factoring.
TruckingFunding built for trucking
These products fit how trucking actually earn and spend. One application matches you to the right one.
What you can do with funding
- Buy and replace vehicles and equipment to meet demand.
- Stock more inventory and buy at auction without tying up cash.
- Keep everything running - avoid costly downtime and breakdowns.
- Cover fuel, repairs, parts and payroll between bigger payments.
- Invest in tools, software and people to run leaner and grow.
How to qualify
Most funding partners look for these basics. Criteria can vary by product and partner.
- Operating in the United States
- 6+ months time in business
- $15,000+ in monthly revenue
- Revenue deposited in a business bank account
- A credit score of 500+
Is financing a good fit?
Pros
- Finance new and used trucks, vans and trailers to meet growing demand.
- Stock more dealer inventory without tying up your own cash.
- Cover fuel, repairs, parts and payroll without disrupting operations.
- Access funds fast for breakdowns, auctions or sudden opportunities.
Keep in mind
- Some equipment and vehicle purchases require a 5-25% down payment, depending on credit.
- Faster funding can cost more than a traditional bank loan - so it's best used to grow or seize an opportunity, not as a last resort.
Common questions
Have a question about funding for trucking? Apply and a specialist will help - with no impact on your credit.
Apply NowCommercial vehicle financing for trucks, freight/invoice factoring for cash flow, and working capital for fuel, repairs and payroll.
Yes. Owner-operators and small fleets can qualify; factoring works especially well because it is based on your freight invoices, not credit alone.
It advances most of an invoice's value within a day or two of delivery, so you are not waiting 30-60 days for brokers or shippers to pay.
Submitting an application to explore your options does not affect your credit score. A hard credit pull only happens later, with your consent, if you move forward with a specific offer.
No. Dealerun is a financing marketplace - we match you with a network of independent funding partners and help you compare offers. Final rates and terms come from those partners and are subject to approval.