Floor Plan Financing
A dedicated credit line that lets you finance vehicles on your lot and pay as each unit sells. Built for the way dealerships actually buy and turn inventory.
Why floor plan financing works
- A revolving line built specifically for vehicle inventory.
- Finance units on your lot and pay as each one sells.
- Take on more selection to drive foot traffic and sales.
- Flexible curtailment terms that match how dealers operate.
Basic requirements
- Operating in the United States
- 6+ months time in business
- $15,000+ in monthly revenue
- Revenue deposited in a business bank account
- A credit score of 500+
Applying takes about two minutes and won't affect your credit score.
See if you qualifyHow funding happens
Tell us about your business
A 2-minute application. Tell us your industry, what you need funding for, and a few basics. No impact on your credit.
Get matched
We match your profile against a network of funding partners who actually fund businesses like yours - instead of a one-size-fits-all bank form.
Review your options
Compare real funding offers side by side with a dedicated specialist who knows dealers, fleets and equipment - not a call-center script.
Get funded
Accept the offer that fits and get funds where they need to be - often in days, so your business keeps moving.
Common questions
Still have questions about floor plan financing? Start an application and a specialist will walk you through it.
Apply NowA revolving credit line dedicated to your vehicle inventory: you draw to buy each unit and pay off that draw when the car sells, with the title held as collateral.
A curtailment is a scheduled principal paydown on a unit that has sat for a set period (often 30/60/90 days), keeping the balance in step with the vehicle's depreciation.
Floor plan lines commonly range from $50K to $10M depending on your dealership's volume, history and the mix of inventory you floor.
Submitting an application to explore your options does not affect your credit score. A hard credit pull only happens later, with your consent, if you move forward with a specific offer.
No. Dealerun is a financing marketplace - we match you with a network of independent funding partners and help you compare offers. Final rates and terms come from those partners and are subject to approval.