Content Writer, Dealerun
David Ox
David Ox is Dealerun's content writer, covering the financing side of the auto and trucking business: floor plans, inventory and equipment financing, commercial truck loans, working capital and factoring.
His guides are built around the questions dealers, shop owners and owner-operators actually ask before they borrow - what a deal really costs, what lenders look for, and how to compare offers side by side - with the math shown and official sources cited.
Floor plan financingEquipment financingCommercial truck loansWorking capitalInvoice factoring
Articles by David Ox (103)
- Roadside Assistance Business Financing: Fleet, Dispatch & Growth
- How Big a Loan Can My Business Get? The 10-30% Rule
- Freight Factoring in Chicago & the Midwest
- Auto Dealership Financing: 7 Funding Options for Dealers in 2026
- How Floor Plan Financing Works: The Complete Dealer's Guide
- Commercial Van & Sprinter Financing for Service Businesses
- Semi Truck Financing With Bad Credit: How to Get Approved
- Trucking Business Loans in Dallas-Fort Worth
- Business Loan Denied? Exactly What to Do in the Next 30 Days
- Equipment Financing in 2026: Rates, Terms & How to Qualify
- Towing Company Cash Flow: Getting Paid on Rotations & Insurance
- Business Funding in Tampa Bay: Dealers, Shops & Fleets
- Business Loan Down Payments: How Much Do You Really Need?
- How to Get Funding for a Used Car Dealership
- Floor Plan Curtailments Explained (And How to Avoid Getting Buried)
- Startup Equipment Financing: Approval With No Revenue
- Repossession & Recovery Business Financing
- Business Loans in Miami: Funding for Dealers, Trucking & Fleets
- Floor Plan Financing Cost: Fees, Rates & Real Examples
- Used Car Dealer Financing in Georgia
- No-Doc & Low-Doc Business Loans: The Real Requirements
- Trucking Business Loans: The Owner-Operator's Complete Guide
- Heavy-Duty Wrecker & Rotator Financing for Big Recovery Jobs
- Floor Plan Financing Explained for Used Car Dealers
- Equipment Financing & Section 179: The Year-End Tax Play
- How Much Money Do You Need to Start a Car Dealership?
- Equipment Financing in Houston: Contractors & Fleets
- Commercial Truck Financing: How to Get Approved in 2026
- Floor Plan Financing for Miami Used Car Dealers
- How to Start a Towing Company: Trucks, Costs & Working Capital
- Same-Day Business Funding: What's Actually Possible?
- Box Truck Financing: Loans for Last-Mile & Expediting Businesses
- Recourse vs. Non-Recourse Factoring: Which Protects You?
- Business Loan Requirements in 2026: The Complete Checklist
- Express Exterior vs. Full-Service: Financing the Wash Model That Wins
- Business Loans in Jacksonville, FL: A Local Funding Guide
- How Much Working Capital Does a Small Business Need?
- Working Capital Loan vs. Line of Credit: Which Fits?
- Fleet Financing: How to Fund and Grow a Commercial Fleet
- Trucking Invoice Factoring: Closing the Cash Flow Gap
- Auto Repair Shop Loans in Atlanta
- Auto Detailing Business Loans: Gear, Wraps & Second Locations
- Out of Trust on Your Floor Plan? What to Do in the Next 48 Hours
- Bad Credit Business Loans: Real Options for Low Scores
- Car Wash Equipment Financing: Tunnels, Vacuums & Water Reclaim
- Can't Make Payroll This Week? Options That Work in 24-72 Hours
- Car Wash Financing in Florida: Costs, Sites & Equipment
- Working Capital Loans: How They Work & When They Make Sense
- What Credit Score Do You Need for a Business Loan?
- How Much Does It Cost to Open a Car Wash in 2026?
- Truck Broke Down? Financing a $20K Repair Bill
- Inventory Financing vs. Floor Plan: What's the Difference?
- Business Loans in Orlando for Small Business Owners
- Tow Truck & Towing Company Financing in Texas
- Invoice Factoring Rates Explained: What Factoring Really Costs
- Car Wash Financing: Tunnels, Equipment & Real 2026 Costs
- Equipment Financing vs. Paying Cash: The Real 2026 Math
- Auto Repair Shop Loans: Equipment, Expansion & Working Capital
- Used Excavator Financing: Auctions, Private Sales & Dealer Deals
- Merchant Cash Advance vs. Business Loan: Honest Comparison
- Inventory Financing: How Dealers Stock More Without More Cash
- Auction Lines of Credit: Buy Tuesday, Pay When It Sells
- How to Finance a Rental Car Fleet: The Operator's Playbook
- Business Acquisition Financing: Buy With Its Own Cash Flow
- Business Line of Credit vs. Term Loan: Which Do You Need?
- No Money Down Semi Truck Financing: What's Real and What's Bait
- SBA Loans for Dealerships, Repair Shops & Trucking Companies
- Heavy Equipment Financing for Contractors & Operators
- Equipment Lease vs. Loan: The Tax Math Nobody Explains Simply
- Customers Pay in 60 Days, Bills Due in 10: The Fix
- How Fast Can You Get a Business Loan? Real Timelines by Product
- Equipment Refinancing: Pulling Cash Out of Machines You Own
- 12 Smart Uses for a Business Line of Credit
- How Much Does It Cost to Start a Trucking Company in 2026?
- Landscaping Equipment Financing: Mowers, Trailers & More
- Emergency Business Loans: Fast Funding Without Regret
- Freight Factoring vs. Quick Pay: Which Gets You Paid Smarter?
- Recon Is Eating Your Margin: Financing Reconditioning
- Business Debt Consolidation: One Payment Instead of Five Alarms
- Hotshot Trucking: Financing Your Truck, Trailer & First 90 Days
- ADAS Calibration Equipment Financing for Repair Shops
- Buying Equipment at Auction: Financing Before the Hammer Falls
- Fuel Advances & Fuel Cards: Managing Trucking's Biggest Expense
- Seasonal Business Loans: Funding the Ramp Before the Rush
- BHPH Capital: Funding a Buy Here Pay Here Portfolio That Scales
- Dump Truck Financing: Rates, Terms & Seasonal Payment Structures
- Revenue-Based Financing: The Fine Print Behind 'Pay As You Earn'
- Skid Steer Financing: Costs, Attachments & Terms
- Business Expansion Loans: Funding Growth Without Choking On It
- Semi Trailer Financing: Dry Vans, Reefers & Flatbeds Compared
- Forklift Financing: Warehouse & Yard Equipment Loans Made Simple
- Tow Truck Financing: Wreckers, Rollbacks & Startups
- Dealership Cash Flow: Why Profitable Lots Still Run Out of Money
- Farm Equipment Financing: Tractors, Implements & Terms
- Financing a Partner Buyout: Valuation, Structure & Loans
- Trucking Cash Flow Problems: 7 Fixes That Keep Carriers Alive
- How to Build Business Credit Fast (Without the Gimmicks)